Last updated: August 26, 2026
These terms are the agreement between you and SIMERP LLC (“SIMERP,” “we,” “us,” or “our”) covering your use of https://simerp.com and everything on it (the “Site”). If you use the Site, you agree to them. If you do not agree, please do not use it.
1. What this Site is
SIMERP is a business development company. We explain what a self-insured medical expense reimbursement plan is, we prepare a Savings Assessment showing what one would be worth to your company, and we connect businesses with the third-party administrator that would actually administer the plan. We are paid a commission when a business enrolls through us.
Everything on this Site is information. It is not legal, tax, accounting, financial, or medical advice, and reading it does not make us your advisor. Every figure on this Site is an average or an illustration, not a promise about your company. Before you put any benefits program in place, review it with your own attorney, accountant, and benefits advisor. We encourage that, and the Site is built so you can hand it to them.
2. What you send us
When you complete the Savings Assessment or contact us, tell us the truth and keep it to business information. Do not send Social Security numbers, dates of birth, government identification numbers, financial account numbers, payroll files, or anyone’s medical or health information through this Site. We do not want them and we do not need them at this stage.
What we do with what you send is covered in our Privacy Policy.
3. How you may use the Site
Please do not:
- Interfere with the Site, break it, overload it, or get around its security
- Use the Site for anything illegal
- Suggest that you are part of SIMERP, represent SIMERP, or are endorsed by SIMERP unless we have agreed to that in writing
- Harass or threaten anyone through the Site
- Copy the writing, photographs, graphics, or design of this Site and use them as your own
Automated access
Search engines and AI answer engines are welcome here. Any crawler that identifies itself honestly and respects our robots.txt file may read, index, quote, and cite this Site, and we would like them to. What is not permitted is automated collection that ignores robots.txt, disguises itself, scrapes the Site in bulk, harvests contact information, or copies our content in order to republish it.
4. What we own
The writing, photographs, graphics, video, layout, and design on this Site belong to SIMERP or to the people who licensed them to us, and they are protected by copyright. You may read the Site, print pages from it, and share them with your accountant, attorney, broker, or leadership team. You may not republish our content, sell it, or build your own materials out of it.
SIMERP: Seize Innovation. Motivate Employees. Rule Profitability.® and the SIMERP logo are registered trademarks of SIMERP LLC. Please do not use them without our written permission.
5. Links to other places
This Site links out to other services, including our scheduling calendar and webinar registration. We do not control those services and we are not responsible for them. Their terms and their privacy policies apply when you are there.
6. No warranties
THE SITE AND EVERYTHING ON IT ARE PROVIDED “AS IS.” SIMERP MAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT ANY ESTIMATE ON IT WILL MATCH YOUR COMPANY’S ACTUAL RESULTS.
7. Limit on our liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIMERP AND ITS OWNERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOST BUSINESS, OR LOST DATA, ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF WE WERE TOLD SUCH DAMAGES WERE POSSIBLE. NOTHING HERE LIMITS ANY LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW.
8. Indemnification
If your use of the Site or your breach of these terms causes a claim against SIMERP, you agree to defend us, cover the claim, and hold us harmless, including reasonable attorneys’ fees.
9. Which law applies
Michigan law governs these terms and anything arising out of them, without regard to conflict of law rules. Any lawsuit must be brought in the state or federal courts located in Ingham County, Michigan, and you agree those courts have jurisdiction over you.
10. Resolving a dispute
Talk to us first
Before filing anything, email info@simerp.com and give us a chance to fix it. If we have not resolved it within 30 days, either of us can proceed formally.
Arbitration
YOU AND SIMERP AGREE TO RESOLVE ANY DISPUTE THROUGH BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION UNDER ITS COMMERCIAL ARBITRATION RULES, RATHER THAN IN COURT. THIS MEANS YOU AND SIMERP ARE EACH GIVING UP THE RIGHT TO A JURY TRIAL.
This does not apply to:
- Cases that belong in small claims court
- Disputes about intellectual property
- Requests for an injunction
No class actions
YOU AND SIMERP AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY INDIVIDUALLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE PROCEEDING.
11. The rest
If any part of these terms turns out to be unenforceable, that part is limited or removed and the rest stays in force. These terms and our Privacy Policy are the whole agreement between us about the Site.
We may update these terms. When we do, we change the date at the top, and continuing to use the Site means you accept the update.
We may restrict or end access to the Site for anyone who violates these terms.
12. Contact us
