For insurance brokers
Keep the broker of record. Add the win.
SIMERP is not insurance and does not replace the plan you placed. It sits on top, and it makes your renewal conversations easier.
01 · The placement
Nothing you built moves.
Your client keeps their group health plan. You stay the broker of record. The payroll provider stays. Employee gross pay stays. There is no carrier, no policy, and no premium inside SIMERP, so there is nothing competing with what you placed.
What changes: your client’s FICA bill drops by an average of $93.33 per employee per month, and their team gains 24/7 urgent care and zero-copay medical services.
The question
Does SIMERP replace the plan I placed?
No. There is no carrier, no policy, and no premium inside SIMERP, so nothing competes with what you placed. Your client keeps their group health plan, you stay the broker of record, and the payroll provider stays. What changes is the client’s FICA bill, which drops by an average of $93.33 per enrolled employee per month.
02 · The renewal
Your renewal story gets better.
Half of group claims come from pharmacy and routine care. When employees have around-the-clock zero-cost virtual care, those small claims stop hitting the primary plan. Claims history improves, and improved history is the strongest card you can hold at renewal.
The question
How does SIMERP help at renewal time?
Half of group claims come from pharmacy and routine care. When employees have zero-cost virtual care, those small claims stop hitting the primary plan, so your client’s claims history improves. Improved history is the strongest card a broker holds at renewal, and it compounds year after year.
03 · Your book
What it does for your book.
You make the warm introduction and stay the trusted advisor. Our team handles the discovery call, the compliance documentation, the payroll integration, and the employee onboarding. 300+ advisors nationwide already work this way with us.
Three durable effects
- Recurring referral revenue, paid for as long as the client stays enrolled
- A visible client win that lands on the very next payroll cycle
- Retention: the broker who found six figures of savings does not get shopped at renewal
Bring one client. Watch what happens.
Start with the account whose renewal hurts the most. The assessment costs nothing, and the numbers do the selling.