The record

Real companies. Real savings.

A sample of enrolled employers, from a small law office in Illinois to a home care company in New York, taking their tax dollars back.

01 · The ledger

Companies of every size are taking their tax dollars back.

The question

Does this actually work for a company like mine?

The table below is annual FICA savings at active SIMERP clients, anonymized to industry and state, ranging from a law office to a home care company. Every one of them kept its broker, its health plan, and its payroll provider. Employee utilization ran 45% in the first 90 days.

Annual FICA savings · active SIMERP clients · updated 2026-08-25
Business	State	Annual FICA savings
Home care company	New York	$844,449
Industrial equipment supplier	Michigan	$291,189
Transportation company	New York	$66,077
Animal clinic	Michigan	$62,716
HVAC business	North Carolina	$30,078
Law office	Illinois	$8,319

Industries served include construction, healthcare, manufacturing, transportation, retail, professional services, legal, home care, animal care, and HVAC. Savings figures reflect each company’s actual payroll; individual results vary.

45%employee utilization in the first 90 days, against an industry average of 15–20%
300+trusted advisor partners nationwide

02 · The voices

How people actually use the care.

All five accounts below are told by Kristin Moore, co-founder of SIMERP, on recorded calls. One is her own, three are her family’s, and one is an affiliate’s, from a beach vacation.

The question

What is the care actually like for employees?

Five real accounts below: a cholesterol prescription filled from a desk, a bladder infection handled without leaving the bathroom, an emergency room visit skipped over a heart medication problem, a sty treated from a beach chair, and a whole household seen the day after Christmas. Urgent care answers around the clock, typically in under 20 minutes, at zero copay.

Her own cholesterol medication
“I had gone off my cholesterol medication for over three months, just because it was inconvenient to schedule a doctor’s appointment. I scheduled one sitting right here at my desk. I pay for my own lab work, because that cannot be done over the phone. There was no charge for the visit or the medication, and they deliver a 90-day supply to my house.”
Her daughter, on a Tuesday
“My daughter was trapped in her bathroom with a bladder infection and did not want to move. She tapped the urgent care button on her phone and had a call from a physician in under five minutes. If you have ever had one, you know you do not want to move, let alone get in a car and drive to an urgent care. She got a full consultation without leaving home, and we picked the antibiotic up inside the hour.”
Her dad, and the ER he skipped
“My dad avoided a trip to the emergency room over a heart medication problem. He took the care into the platform instead and had it handled at no cost. His health plan never saw a claim for it.”
A sty in her eye, on the beach
“One of our affiliates was on vacation with his wife when she developed a sty in her eye that was causing her a lot of pain. They had the whole beach set up for the day and were about to pack all of it up. They tapped the urgent care button instead. The doctor called back almost immediately, looked at her eye, and sent a prescription to the pharmacy across the street from the beach. They kept their vacation.”
The day after Christmas
“The day after Christmas I think every person in my house had the flu, and I think everybody in America had the flu. That was the one time I waited an hour for a call back. Within two hours I had prescriptions sitting at my local pharmacy, and my daughter, my granddaughter, my dad, my son and I had all been seen. Not one of us went to a doctor’s office.”

Every one of these happened, exactly as told.

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